When you get new dental work done, you probably won’t be thinking much about when you’ll need to get it replaced. Veneers, crowns, and other dental hardware, however, will eventually wear out and will need to be replaced.
If you have dental insurance you probably have to pay a portion of your dental work. The portion that you have to pay can sometimes be significant. This is especially true if you have a lot of work that needs to be done, such as crowns or root canals, etc. Your dental insurance probably covers 50-80% of your dental costs, but often there are limits on the amount that is covered each year (normally $1,000 or $1,200). When the maximum dental insurance benefit is exceeded for the year many people start to run into problems paying for dental work. That’s the bad news…The good news is that there is a way that you can get help paying for the excess dental costs. Here is what you can do…You can get a dental discount plan and use it with your dental insurance. You just have to make sure that your dentist accepts both your dental insurance and the dental discount plan (a large number of dentists accept the discount plans).